Figure Technology Solutions Discloses Data Breach in Texas Filing

Figure Technology Solutions, Inc., along with its affiliated entities, reported a data breach to Texas regulators on February 24, 2026. This incident, which occurred on January 28, 2026, involved unauthorized access to personal information held by the company. Individuals who received a notification letter should review its contents for specific guidance.

State: Texas
Breach date: January 28, 2026
Reported: February 24, 2026

Figure Technology Solutions, Inc., operating on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation, officially reported a data breach to Texas state regulators. The company filed notice of this security incident on February 24, 2026.

The breach involved unauthorized access to personal information maintained by these entities. While the specific types of data exposed were not detailed in the public filing, the company has indicated that its investigation into the incident is ongoing. The reported date of the breach was January 28, 2026.

If you have received a direct notification letter from Figure Technology Solutions or its subsidiaries, it signifies that your personal information was likely among the data affected by this security event. These official notifications provide details relevant to your specific situation.

It is recommended that individuals who receive such notices remain vigilant regarding their personal accounts and information. Regularly review financial statements and credit reports for any signs of suspicious activity. Free copies of your credit report are available annually from each of the three major credit bureaus.

Consider placing a fraud alert or security freeze on your credit files to help prevent unauthorized access to your credit. Be cautious of unsolicited communications, such as emails or phone calls, that request personal information, as these could be phishing attempts.

The official filing with Texas state regulators serves as a public record of this incident, confirming the company's report of unauthorized access to personal data.

What to do if you were affected

These general steps can help limit the risk of identity theft and fraud after any data breach.

Stay alert to targeted scams
Be cautious of calls, texts, or emails that reference this breach. Legitimate organizations won't ask you to confirm sensitive details through an unsolicited message.
Keep your notification letter
Save the notice you received. It documents that your information was involved and is often needed to enroll in any credit monitoring offered or to join a related legal claim.

What to know about the Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach

What should I do after getting the Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach notice?: Keep the letter and the envelope, and note the date it arrived. Freeze your credit with Equifax, Experian and TransUnion, change any passwords the notice mentions, and sign up for any free credit monitoring the letter offers. Then check whether you may have a claim.
Is the Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach letter legit or a scam?: A notice from Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. in the mail matches the breach Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. reported to the Texas Attorney General on February 24, 2026. Check that the company name and dates in your letter match that filing. A real notice of data security incident won't ask for your password, Social Security number or a payment — if it does, contact Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. through a phone number or website you find yourself.
Did Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. offer free credit monitoring?: Check your letter from Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation.. If free credit or identity monitoring is offered, the enrollment code and deadline are printed in the notice itself. Using the free service won't stop you from joining a lawsuit or settlement later.
Can I sue Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. over the data breach?: It depends on what was exposed, the law in Texas and your own state, and whether you've been harmed. Most people take part through a class action rather than suing alone. Keep your notification letter — it's the proof that connects you to the breach.
Is there a Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach class action lawsuit?: Law firms often open an investigation after a breach notice like this one, and a class action lawsuit may follow. This page doesn't confirm that a lawsuit has been filed against Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation.. You usually don't have to join a class action to be included — if a settlement is reached, class members are notified and can file a claim.
How much could a Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach settlement or claim be worth?: There is no set amount, and no Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. settlement is confirmed here. In past data breach settlements, payments depended on what data was exposed and on documented losses — fraud, out-of-pocket costs and time spent dealing with the breach. Keep receipts and records; they're what damages claims are built on.
Do I need a Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. data breach lawyer or attorney?: An attorney can read your notice and tell you whether a claim makes sense. A case review here is free, and data breach cases are usually handled on contingency, so there is no upfront cost.

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