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See the full Centennial Bank (including its division Happy State Bank) breach case facts
MonitoringTexasFiled September 17, 2026

Understanding your Centennial Bank (including its division Happy State Bank) data breach notification letter

If a Centennial Bank (including its division Happy State Bank) letter arrived in your mailbox, here is what it means, why you received it, and the free steps you can take right now.

Why you received this letter

Centennial Bank, encompassing its Happy State Bank division, formally reported a data security incident to Texas authorities on September 17, 2026. This filing confirms an event on August 7, 2026, that potentially involved personal information, though the specific nature of the breach and data types exposed are not detailed in the public record.

What to do after the letter

  1. Confirm the notice is genuine

    A legitimate Centennial Bank (including its division Happy State Bank) notice references the specific incident reported to the Texas Attorney General and describes which categories of your information were involved. Compare the letter against the public filing before acting on any links or phone numbers it contains.

  2. Keep the letter — it is your proof of connection

    The notification letter is the document that ties your personal information to this incident. Keep the original and photograph it. If you later request a case review, this letter is the strongest evidence that you were among the affected individuals.

  3. Protect your accounts and credit

    Depending on what was exposed, consider a free credit freeze with all three bureaus, new passwords for reused credentials, and monitoring of financial statements. These steps are free and do not require you to wait for anyone's permission.

  4. Check the record against the public filing

    You can verify the Centennial Bank (including its division Happy State Bank) incident against the filing reported to the Texas Attorney General. This registry summarizes what was filed; it does not provide legal advice.

This page summarizes a data breach reported to the Texas Attorney General for informational purposes. DataBreachInformation.com is a neutral reference registry and does not provide legal advice.