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MonitoringIndiana AG filing · September 25, 2026

Encompass Credit Union Reports 2026 Data Breach in Indiana

Encompass Credit Union filed a data breach report in Indiana on September 25, 2026, detailing an incident that occurred on July 1, 2026. The breach involved sensitive personal and financial information, prompting affected individuals to take protective measures.

State
Indiana
Breach date
July 1, 2026
Reported
September 25, 2026

What may have been exposed

  • Full Name
  • Social Security Number
  • Financial Account Number
  • Date of Birth
  • Routing Number
  • Login Credentials
  • Credit Score Information
  • Transaction History

Encompass Credit Union, a member-owned financial cooperative operating across Indiana, formally reported a data security incident to state regulators. This breach, which occurred on July 1, 2026, was officially filed on September 25, 2026. The credit union indicated that an investigation into the incident is currently ongoing.

The reported data exposure included various categories of sensitive personal and financial data. Exposed information consists of Full Name, Social Security Number, Financial Account Number, Date of Birth, Routing Number, Login Credentials, Credit Score Information, and Transaction History. This combination of data types can pose significant risks for individuals whose information was compromised.

Individuals who receive notification about this incident should remain vigilant against potential misuse of their personal information. It is advisable to closely monitor financial account statements and credit reports for any unauthorized activity. Consider placing a fraud alert or security freeze on your credit files as a proactive measure to help prevent identity theft.

Information regarding this data breach is based on public filings made by Encompass Credit Union with regulatory bodies. These official records provide details about the nature and scope of the reported security incident. Affected individuals should refer to the official notification they received from Encompass Credit Union for specific guidance.

What to do if you were affected

Based on the categories of information reported in this filing, these steps can help limit the risk of identity theft and fraud.

  • Freeze your credit

    Place a free credit freeze with Equifax, Experian, and TransUnion. A freeze blocks new accounts from being opened in your name and can be lifted anytime.

  • Watch your financial accounts

    Review bank and card statements for unfamiliar activity and turn on transaction alerts. Report anything you don't recognize to your bank right away.

  • Secure your online accounts

    Change the password on any account that reused an exposed password and turn on two-factor authentication wherever it's offered.

  • Stay alert to targeted scams

    Be cautious of calls, texts, or emails that reference this breach. Legitimate organizations won't ask you to confirm sensitive details through an unsolicited message.

  • Keep your notification letter

    Save the notice you received. It documents that your information was involved and is often needed to enroll in any credit monitoring offered or to join a related legal claim.

Source: Indiana Attorney General filing

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