First Chatham Bank Discloses Data Incident in Indiana
First Chatham Bank has reported a data security incident that began in late 2024 and was filed with Indiana regulators in early 2025. The bank is currently investigating the scope of the event and the types of personal information involved, urging potentially affected individuals to stay vigilant.
- State
- IN
- Breach date
- September 25, 2024
- Reported
- January 17, 2025
First Chatham Bank submitted a data breach notification to regulators in Indiana on January 17, 2025. This filing pertains to a data security incident that reportedly commenced on or around September 25, 2024. The financial institution has indicated that an investigation into the event is currently underway.
The official filing did not specify the precise types of personal information that may have been involved in this incident. Therefore, individuals should understand that while some of their data might have been exposed, the exact categories of information remain under investigation by the bank.
As of the public filing date, the First Chatham Bank investigation is ongoing to determine the full scope and impact of the breach. Public records do not yet indicate the specific nature of the cyberattack or the number of individuals potentially affected by the event.
If you receive a direct notification from First Chatham Bank, it is important to review the information provided carefully. Such notices typically offer specific guidance and resources tailored to the incident's impact on your personal information.
Generally, it is prudent to monitor financial statements and credit reports for any suspicious activity. Placing a fraud alert with credit bureaus can add an extra layer of protection, requiring businesses to verify your identity before extending credit.
Be cautious of unsolicited communications, such as emails, texts, or phone calls, claiming to be from the bank and asking for personal details. Always contact the institution directly using verified contact information if you have concerns about your accounts.
What to do if you were affected
These general steps can help limit the risk of identity theft and fraud after any data breach.
Stay alert to targeted scams
Be cautious of calls, texts, or emails that reference this breach. Legitimate organizations won't ask you to confirm sensitive details through an unsolicited message.
Keep your notification letter
Save the notice you received. It documents that your information was involved and is often needed to enroll in any credit monitoring offered or to join a related legal claim.
What to know about the First Chatham Bank data breach
- Where can I see the official First Chatham Bank breach notice?
- First Chatham Bank's report is published by the IN Attorney General: https://www.in.gov/attorneygeneral/consumer-protection-division/id-theft-prevention/security-breaches/#first-chatham-bank-2025 Compare it with the letter you received to confirm the dates and details match.
- What should I do after getting the First Chatham Bank data breach notice?
- Keep the letter and the envelope, and note the date it arrived. Freeze your credit with Equifax, Experian and TransUnion, change any passwords the notice mentions, and sign up for any free credit monitoring the letter offers. Then check whether you may have a claim.
- Is the First Chatham Bank data breach letter legit or a scam?
- A notice from First Chatham Bank in the mail matches the breach First Chatham Bank reported to the IN Attorney General on January 17, 2025. Check that the company name and dates in your letter match that filing. A real notice of data security incident won't ask for your password, Social Security number or a payment — if it does, contact First Chatham Bank through a phone number or website you find yourself.
- Did First Chatham Bank offer free credit monitoring?
- Check your letter from First Chatham Bank. If free credit or identity monitoring is offered, the enrollment code and deadline are printed in the notice itself. Using the free service won't stop you from joining a lawsuit or settlement later.
- Can I sue First Chatham Bank over the data breach?
- It depends on what was exposed, the law in IN and your own state, and whether you've been harmed. Most people take part through a class action rather than suing alone. Keep your notification letter — it's the proof that connects you to the breach.
- Is there a First Chatham Bank data breach class action lawsuit?
- Law firms often open an investigation after a breach notice like this one, and a class action lawsuit may follow. This page doesn't confirm that a lawsuit has been filed against First Chatham Bank. You usually don't have to join a class action to be included — if a settlement is reached, class members are notified and can file a claim.
- How much could a First Chatham Bank data breach settlement or claim be worth?
- There is no set amount, and no First Chatham Bank settlement is confirmed here. In past data breach settlements, payments depended on what data was exposed and on documented losses — fraud, out-of-pocket costs and time spent dealing with the breach. Keep receipts and records; they're what damages claims are built on.
- Do I need a First Chatham Bank data breach lawyer or attorney?
- An attorney can read your notice and tell you whether a claim makes sense. A case review here is free, and data breach cases are usually handled on contingency, so there is no upfront cost.
Source: IN Attorney General filing
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